Juan David Vergara Melo · Lawyer for AI, fintech and digital regulation

[01] Lawyer · AI · Fintech · Digital regulation

I'm Juan David Vergara Melo, a lawyer specializing in AI, fintech and digital regulation. I help legal teams and regulated companies adopt technology without legal risk.

Book 20 minutes →Get the free checklist

Juan David Vergara Melo, front-facing portrait

[subject] Juan David Vergara Melo[based] Bogotá, Colombia[focus] AI · Fintech · Open insurance · Data

↳ Hover: this is how a machine reads this page.4.7110° N · 74.0721° W

GHerrera Asociados Abogados
Fundación Cardiovascular de Colombia
Universidad Externado de Colombia
Universidad de Buenos Aires
London School of Economics
Universidad Manuela Beltrán
CILA-ACOLDESE

Six years of practice. Figures you can verify.

[02] Credentials

01 · EXPERIENCE

6years

Private, commercial, corporate and insurance law.

02 · CONCILIATIONS

+1,000

SETTLED90 %+

Coordinated at GHerrera Asociados Abogados (out-of-court conciliation hearings).

03 · LEADERSHIP

+15

People led across legal teams.

04 · TEACHING

+100

4.5/5 average student rating, Universidad Manuela Beltrán.

[03] Practice areas

Where law meets code.

Six fronts, one question: how to use technology without opening legal risk.

Regulatory structuring of digital financial products, payments and open finance schemes in Colombia.

Edge of a black payment card on dark stone.

Compliance with Law 1581 of 2012 (Colombian Data Protection Law), data governance and AI use policies for teams already using technology.

Contracts, corporate law and commercial agreements for companies and startups.

Representing insurers, open insurance and insurtech business models.

More than 1,000 conciliations coordinated: agreement before litigation.

Designing legaltech products from both the legal and the UX side, as with Tutelapp and Noria.

[04] Workshop · 3 hours · online · up to 15 people

Safe AI for Legal Teams. Your team leaves with an AI use policy ready for approval and three safe workflows.

COP 1,490,000 + VAT
15 % off for early payment
100 % money-back guarantee

See the workshop →

01 — THE RISK
What the courts have already said, by name and number.
Supreme Court (AC739-2026 and STC17832-2025), Constitutional Court (T-323 of 2024), Judicial Council Agreement PCSJA24-12243 of 2024 and SIC External Circular 002 of 2024, read through Law 1123 of 2007 (Colombian Lawyers' Disciplinary Code).
02 — THE POLICY
An AI use policy, ready for approval.
Your team doesn't leave with notes. It leaves with the document.
03 — THE WORKFLOWS
Three safe workflows.
To use AI in the firm's daily work without exposing client information.

I don't just advise on digital products. I build them.

[05] Ventures

B2C · FOUNDERVISIT ↗

Health-related tutelas (constitutional injunctions) and formal petitions, drafted with a WhatsApp agent.

It guides users step by step and delivers a document ready to file.

B2B · FOUNDERVISIT ↗

A platform for the health ecosystem and its lawyers.

For healthcare providers (IPS), health insurers (EPS), mandatory auto insurers (SOAT) and the national health fund (ADRES), law firms and local health departments.

I research what I later advise on.

[06] Research

Open white paper with charts and clear eyeglasses.

2025 → PRESENT · RESEARCHER
Insurance Law Observatory
Universidad Externado de Colombia
● ACTIVE
PUBLICATION
“Open Insurance: the new frontier of financial innovation”
Insurance and Technology Observatory (in Spanish)
PUBLISHED
WHITE PAPER
Open finance and open insurance use cases
With recommendations to the Colombian Insurtech Association
IN PREPARATION
MASTER'S THESIS
Stablecoin regulation
Universidad de Buenos Aires
IN FINAL REVIEW

See research →

Bogotá brick buildings with the mountains in the mist.

BOGOTÁ · 4.7110° N · 74.0721° W

[07] Career

Five firms and a lectern, in order.

DOWNLOAD CV (IN SPANISH) ↓

05/2024 → PRESENTSenior Lawyer, Risk and CollectionsFundación Cardiovascular de Colombia
06/2023 → 08/2024From Junior Lawyer to Head of Conciliations and Senior Lawyer. Lawyer of the Month.GHerrera Asociados Abogados S.A.S.
09/2022 → 06/2023University lecturer: Civil Liability, Evidence Law and Commercial Law; legaltech and blockchain modulesUniversidad Manuela Beltrán
10/2021 → 10/2022Mid-level Lawyer · representing insurersMCA Asesores Jurídicos y Financieros
09/2020 → 09/2021Junior Lawyer · corporate law and contractsLaw office of Dr. Roberto Sarmiento

Juan David Vergara Melo smiling, in a grey suit.

Juan David Vergara Melo, informal portrait.

[08] About

Lawyer, lecturer and product builder.

I studied law at Universidad Santo Tomás and have spent six years in private, commercial, corporate and insurance law. I specialized in Fintech Law at Universidad Externado and I'm currently completing a master's in Law and Economics at the Universidad de Buenos Aires.

I also trained in UX/UI design and growth marketing. That's why I don't just advise on digital products: I founded Tutelapp and Noria.

LANGUAGES: Spanish (native) · English B2 · French (basic)
TRAINING: MBA Essentials, London School of Economics (Banco Santander scholarship) · Neuro-oratory (Axon Training) · Branding and brand management (Bogotá Chamber of Commerce)
MEMBERSHIP: Member of CILA-ACOLDESE

CHECKLIST · PDF · FREE

[09] Free resource

Is your team using AI without disciplinary risk?

A checklist to review with your team, point by point, where the use of AI creates disciplinary exposure under Colombian law.

[10] Let's talk

Twenty minutes to review how your team uses AI.

Book 20 minutes →

Free · Video call

Regulationis designed, too.

Six years of practice. Figures you can verify.

Where law meets code.

01Fintech and open finance+

02Digital regulation and personal data+

03Commercial contracts and corporate+

04Insurance and insurtech+

05Negotiation and disputes+

06Digital product+

Your team already uses AI. Does your policy?

What the courts have already said, by name and number.

An AI use policy, ready for approval.

Three safe workflows.

I don't just advise on digital products. I build them.

I research what I later advise on.

Insurance Law Observatory

“Open Insurance: the new frontier of financial innovation”

Open finance and open insurance use cases

Stablecoin regulation

Five firms and a lectern, in order.

Lawyer, lecturer and product builder.

Is your team using AI without disciplinary risk?

Twenty minutes to review how your team uses AI.

Six years of practice. Figures you can verify.

Where law meets code.

01Fintech and open finance+

02Digital regulation and personal data+

03Commercial contracts and corporate+

04Insurance and insurtech+

05Negotiation and disputes+

06Digital product+

Your team already uses AI. Does your policy?

What the courts have already said, by name and number.

An AI use policy, ready for approval.

Three safe workflows.

I don't just advise on digital products. I build them.

I research what I later advise on.

Insurance Law Observatory

“Open Insurance: the new frontier of financial innovation”

Open finance and open insurance use cases

Stablecoin regulation

Five firms and a lectern, in order.

Lawyer, lecturer and product builder.

Is your team using AI without disciplinary risk?

Twenty minutes to review how your team uses AI.